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Our Journey

Vinculum is built on a foundation of experience, trust, and a deep understanding of the property finance landscape. Behind the business is a team committed to delivering fast, flexible, and dependable lending solutions tailored to each client’s needs. We specialise in short-term finance, development funding, and structured lending, offering a clear and efficient route to capital when timing and certainty matter most. This site showcases our services, our approach, and the values that set us apart—decisive underwriting, bespoke deal structures, and a commitment to supporting projects that move the property market forward. Whether you’re securing an acquisition, managing a development phase, or navigating a complex scenario, Vinculum provides the clarity and confidence you need.

Our values

Our business is driven by a team with deep experience in property finance and a commitment to providing fast, reliable, and intelligently structured lending solutions. What makes us unique is our ability to deliver certainty—combining decisive underwriting with a tailored, case-by-case approach that puts clients’ needs first. We value integrity, professionalism, and transparency, ensuring every interaction is handled with clarity and care. This site offers an insight into who we are, the services we provide, and the principles that guide our work as we support clients through both straightforward and complex financial scenarios.

  • Integrity

  • People

  • Velocity

  • Flexibility

  • Vision

This Is Us In Numbers

£355M

Clients’ Lending Total 

10+

Business Partners

40

Years of Experience

5

Industry Awards

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